Author Archive
Tammy Flanagan
Retirement Counseling and Training www.retirefederal.com
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
Retirement decisions that can't be reversed
Here are the retirement decisions that require careful consideration since they cannot be changed.
- Tammy Flanagan
A primer on the FERS supplement
The Federal Employees Retirement System supplement can get complicated, so we answer some of your key questions about it.
- Tammy Flanagan
Your Open Season Q&A
Open Season begins on Nov. 11 for active and retired federal and postal employees. Let's get you ready.
- Tammy Flanagan
Revisiting the WEP and GPO
How the Windfall Elimination Provision and the Government Pension Offset cause substantial, and often, unfair reductions in Social Security benefits for CSRS retirees.
- Tammy Flanagan
10 important facts about Medicare
Some things you need to know when approaching Medicare eligibility.
- Tammy Flanagan
Time for the fall deadlines
A checklist to help you prioritize as you sort through your federal retirement and insurance benefits.
- Tammy Flanagan
End-of-year retirement planning for federal couples
Spouses who both work for the federal government can have some unique quandaries when it comes to planning for their retirement and health care benefits.
- Tammy Flanagan
The best dates to retire in 2025
Your annual guide to choosing an optimal day to start the next phase of your life.
- Tammy Flanagan
Medicare quiz for federal retirees
Wondering why you need Medicare if you have lifetime health insurance coverage under the Federal Employees Health Benefits program? This quiz may help.
- Tammy Flanagan
13 things to know about long-term care planning
It’s never too early to plan.
- Tammy Flanagan
Are you financially prepared for retirement?
If you haven’t started, consider making a retirement plan. Now.
- Tammy Flanagan
Thank goodness for survivor benefits
Even if you have never had a job where you paid into Social Security, you may still be eligible to receive benefits.
- Tammy Flanagan
Slam the Scam, again
Some tips for avoiding scams and resources for help if you become victim to a scam artist.
- Tammy Flanagan
Retirement planning issues for women
There are five retirement challenges that many women face when planning for their future.
- Tammy Flanagan
Managing your Social Security benefits
Wondering when you should start receiving your Social Security benefits, how much it might be and if the Social Security trust fund will run out of money? We answer those questions, and more.
- Tammy Flanagan
Retirement planning pro-tips for feds
Some crucial tips for every stage of your federal career.
- Tammy Flanagan
Roadblocks to TSP participation
Federal employees need to have a basic understanding of their retirement benefits from day one on the job.
- Tammy Flanagan
Preparing for a smooth transition
Remember, it's your responsibility to maintain an accurate history of your federal service.
- Tammy Flanagan
Your pre-retirement questions answered, part 4
The last in a series tackling your pressing questions.
- Tammy Flanagan
Your pre-retirement questions answered, part 3
The third in a series tackling your pressing questions.
- Tammy Flanagan