Thrift Savings Plan

Thrift Savings Plan funds end the year on the downswing

Only one of the portfolios within the federal government’s 401(k)-style retirement savings program finished December in the black.

Nearly every TSP fund rebounded in November

Only one of the portfolios in the federal government’s 401(k)-style retirement savings program lost value last month.

Retirement decisions that can't be reversed

Here are the retirement decisions that require careful consideration since they cannot be changed.

Most TSP funds took a tumble in October

Only two portfolios in the federal government’s 401(k)-style retirement savings program ended last month in the black, ending a three-month run of gains.

TSP continues upward trek for third straight month

Each portfolio within the federal government’s 401(k)-style retirement savings program saw modest gains in September.

Why do employees want to be feds? Benefits are a big reason

In a 2023 OPM survey, 90% or more of federal employees said that the availability of health and retirement benefits are important to them.

All TSP portfolios posted modest gains in August

Each of the federal government’s 401(k)-style retirement savings program’s investment options gained value for the second straight month.

Federal government needs better oversight of TSP’s records system

A GAO report found that the Federal Retirement Thrift Investment Board did not ensure that acquisition management practices were fully enforced when it modernized the system that oversees its 401(k)-style retirement savings program.

TSP boasts strong performance in July

Each of the portfolios in the federal government’s 401(k)-style retirement savings program gained value last month.

Roadblocks to TSP participation

Federal employees need to have a basic understanding of their retirement benefits from day one on the job.

TSP funds posted a mixed bag in June

Only three of the five core investment offerings of the federal government’s 401(k)-style retirement savings program ended the month in the black.

How to use the ‘Bucket Strategy’ to optimize your retirement savings

COMMENTARY | There are ways to strategically withdraw money in retirement to make your funds last longer.

The State of Civil Service Retirement: CSRS and FERS

How optimistic are you about your retirement? Small steps can help allay your fears of the future.

TSP funds all bounced back in May

After a rough April, each of the portfolios in the federal government’s 401(k)-style retirement savings program finished last month in the black.

L Funds: A Love Affair

COMMENTARY | For these “set it and forget it” funds, “setting it” may require a bit more work than matching your birth year to the “right” fund.