Author Archive
Pay & Benefits
These 4 things must be paid before you get your federal pension monies
COMMENTARY | One financial planner says it's best to head into retirement with your eyes open.
Pay & Benefits
Some of the biggest regrets of retiring federal employees
COMMENTARY | As they face the realities of life, retirement, and getting older, some federal employees have shared a few regrets with financial planner Dallen Haws.
Pay & Benefits
Things to Consider Before Moving Money Into TSP's G Fund
Many of the funds in the government’s 401(k)-style retirement savings program are seeing losses from market downturns, but the G Fund is growing.
Pay & Benefits
States That Won’t Tax Your Federal Retirement Income
States levy three main types of taxes: income tax, sales tax, and property tax. You should understand all three and the impact they will have on your savings.
Pay & Benefits
Don’t Make These TSP Withdrawal Mistakes
Saving enough for retirement is like climbing Mount Everest: Getting to the top is an incredible feat but once you get there, you have to come down. That’s the really dangerous part.
Pay & Benefits
3 Dumb Reasons to Take Social Security at 62
It is critical to make financial decisions based on facts, not fear or misinformation.
Pay & Benefits
The Downside of Investing in the TSP's Lifecycle Funds
Many know they should invest more conservatively as they approach retirement, but investing too conservatively can be dangerous if you don’t want to run out of money.
Pay & Benefits
Why You Should Reconsider Your Current FEHBP Health Plan
Most people just stick with the plan they’ve had for years but that could be a costly mistake, especially during a pandemic.
Pay & Benefits
The G Fund Has Seen Better Days
It’s important to know what the investment can do for you—and what it can’t.
Pay & Benefits
Your Tax Bill Is On Sale, But Probably Not for Long
Federal employees shouldn’t overlook the potential advantages of investing in a Roth TSP or Roth IRA.
Pay & Benefits
The 8 Most Important Birthdays for Feds
Think now about these milestones—it could make a world of difference as you approach your next stage of life.
Pay & Benefits
For Feds, Net Worth Is More Important Than Income
There are many stories of federal employees who don’t have 6-figure incomes yet still manage to build considerable wealth.
Pay & Benefits
Feds’ Most Valuable (and Perhaps Undervalued) Benefit
And how not to lose it in retirement.
Pay & Benefits
How to Know if You’re Contributing Enough to the TSP
For some people, $100,000 may be enough; for others, $2 million may not be enough.
Pay & Benefits
Should You Ramp Up Your TSP Contributions or Pay Down Your Mortgage?
The answer can have a huge impact on your financial future.
Pay & Benefits
Why You Should Strive for Average — With the TSP at Least
When it comes to your retirement investments, “average” can be extraordinary.
Pay & Benefits
Read This Before You Tap Your TSP to Pay Off Your House
You have a mortgage, but you also have enough money to pay it off. Should you?
