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Most TSP Funds Rebound to End 2021
All but one of the portfolios in the federal government’s 401(k)-style retirement savings program finished December in the black.
Nearly all of the portfolios in the federal government’s 401(k)-style retirement savings program shook off a shaky November to end 2021 on a high note.
The Thrift Savings Plan’s international (I) fund posted the biggest gains last month, growing 5.1%. In 2021, the I Fund increased 11.45% in value.
The C Fund’s common stocks gained 4.48% in December, bringing its 2021 total to 28.68%. And the small- and mid-size businesses in the S Fund saw a 0.58% increase last month. Last year, the S Fund grew 12.45%.
The G Fund, which is made up of government securities, grew at 0.12% in December, bringing its 2021 performance up to 1.38%.
The only TSP portfolio to finish December in the red was the F fund—made up of fixed income bonds—which lost 0.32% last month. In 2021, the F Fund lost 1.46%.
All of the TSP’s lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, increased in value last month. The L Income Fund gained 1.06%; L 2025, 1.9%; L 2030, 2.54%; L 2035, 2.76%; L 2040, 2.99%; L 2045, 3.17%; L 2050, 3.37%; L 2055, 4.08%; L 2060, 4.08%; and L 2065, 4.08%.
In 2021, the L Income Fund grew 5.42%; L 2025, 9.75%; L 2030, 12.37%; L 2035, 13.43%; L 2040, 14.51%; L 2045, 15.4%; L 2050, 16.34%; L 2055, 19.9%; L 2060, 19.9%; and L 2065, 19.9%.